HOUSING OWNERSHIP ORGANISATION · BENIN CITY, EDO STATE
CALGI helps members buy a ready-built home, build one from scratch, complete a house that's already started, or secure financing to make it happen — through a simple membership model built around one goal: getting you into your own home within 12 months. Pre-qualify in under two minutes and follow your application from sign-up to allocation.
ABOUT CALGI
Charis Advantage Life Group International (CALGI) is a housing ownership organisation.
CALGI exists to
help everyday members buy a ready-built home, build one from the ground up, complete a house that's already
under construction, or secure financing to do any of the above — with one goal: getting members into their own
home within 12 months.
Every applicant, whatever track they're applying into, moves through the same
clear
process, from pre-qualification to allocation.
Find out if you qualify to apply — instantly.
Submit your Buy, Build & Complete, or Loan application for review.
Our team reviews your application and supporting documents.
Accepted members begin their 12-month path to homeownership.
MEMBERSHIP ENROLMENT OPEN
Early members who complete pre-qualification are reviewed first when applications open for their chosen track — Buy, Build & Complete, or Loan Facilitation. Speak to our team for current membership plans and pricing.
WATCH & LEARN
A quick overview of the three tracks — Buy, Build & Complete, and Loan Facilitation — and the journey from membership to homeownership.
HOW IT WORKS
The same sequence for every track — pre-qualification, application, review, committee decision, and approval.
Answer a few short questions about which track fits you. Get an instant match result — qualifying applicants receive a Pre-Qualification Code on the spot.
Result in secondsEnter your Pre-Qualification Code into the in-site application form for your track — Buy, Build & Complete, or Loan Facilitation.
Your submitted form and supporting documents are checked against the requirements for your track.
Our team weighs your application and confirms your place in the program.
You'll receive a decision by email within 3 days of submitting the form. On acceptance, your 12-month homeownership plan is activated.
APPLY
Each track has its own pre-qualification questions and in-site application form.
Ready-built homes for outright purchase or structured instalments, matched to your household size and budget.
TRACK · BUYSupport to build a home from scratch, or complete an already-started house — from foundation to finishing.
TRACK · BLDHelp securing financing for your home — structured payment plans, mortgage guidance, and lender introductions.
TRACK · LOANCONTACT
Questions before or after you apply? Reach the CALGI team directly.
2nd Floor,
No1, Ogbelaka Street, Benin City, Edo State, Nigeria